Built for better credit. Designed for progress.

Repair Your Credit.
Build Your Future.

Review your credit report, organize disputes, track progress, and build healthier credit habits — all in one guided platform.

No credit card required
Setup in minutes
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Best mobile experience

Take control of your credit anywhere

Track disputes, upload documents, and follow your progress directly from your phone.

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Fast setup • Secure access • 3-day free trial
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A clearer path to better creditReview, organize, dispute, and track progress from one secure place.
Trusted by people working toward stronger credit
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Powerful tools

Everything you need to improve your credit

Guided tools to understand reports, prepare disputes, organize documents, and monitor your progress.

📄

Credit Report Review

Organize account details and identify items that may need attention.

Dispute Letter Builder

Create clear, personalized letters using guided templates.

📈

Progress Tracking

Track submitted disputes, responses, and important deadlines.

🗂

Document Organizer

Keep reports, letters, proof, and responses in one place.

Credit Insights

Understand key factors that can influence your credit profile.

🛡

Secure & Private

Your account data is protected with secure encryption practices.

Your credit journey, organized.Keep documents, dispute activity, and next steps together so you always know what to do next.
How it works

Improve your credit in 4 simple steps

From report review to progress tracking, follow a clear guided process.

📥
1

Upload Your Report

Add your report or enter account information securely.

🔎
2

Review Items

Organize negative items and flag information you believe is inaccurate.

3

Create Disputes

Use guided templates to prepare clear dispute letters.

4

Track Progress

Record responses, deadlines, and updates in one dashboard.

Items Organized12 Accounts
Disputes Prepared8 Letters
Progress OverviewOn TrackUpdated this month
What our customers say

Trusted by people like you

★★★★★

“Credlyft helped me organize my reports and finally understand what I needed to address first.”

ST
Sarah T.Verified user
★★★★★

“The guided dispute workflow saved me time and made the process feel much less overwhelming.”

JL
James L.Verified user
★★★★★

“I like seeing my documents, response dates, and next steps in one simple dashboard.”

MR
Mike R.Verified user
Pricing

Simple, transparent pricing

Choose the plan that fits your credit-repair journey.

MonthlyYearly (Save 20%)
Starter
$19/mo

For individuals ready to organize and improve their credit.

Credit report organizer
Guided dispute templates
Progress and deadline tracking
Secure document storage
Credit education resources
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Welcome back, Alex 👋
Accounts Reviewed14▲ 12%
Disputes Sent8▲ 18%
Awaiting Response4▼ 4%
Resolved Items6▼ 11%
Credit Progress This Year⌄
JanFebMarAprMayJunJul
Recent Activity View all
Equifax disputeResponse received
Today
TransUnion letterSent
Jul 24
!
Experian accountNeeds review
Jul 21
Document uploadedPending
Jul 19

Ready to take control of your credit?

Join people using Credlyft to organize disputes, understand their reports, and build stronger financial habits.

Start Your 3-Day Free TrialNo credit card required. Cancel anytime.
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10,000+ people trust Credlyft
FAQ

Frequently asked questions

Yes. You get access to the platform for 3 days. No credit card is required.
Yes. You can cancel your subscription at any time from your account.
Credlyft uses secure transmission and storage practices to protect account data.
No. Results vary, and no specific score increase can be guaranteed. Credlyft provides organizational and educational tools.
You can organize information and prepare documents related to Equifax, Experian, and TransUnion reports.